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Articles (5)
- The Scholarly Case for Murabaha: Why Many Fuqaha Approve This Model for Western HomebuyersA look at the fiqh reasoning behind Murabaha, why it has gained broad scholarly acceptance in the Western context, and what conditions scholars require before they will certify a murabaha program.
- Ijara Wa Iqtina: A Brief Overview of Lease-to-Own Home FinancingIjara structures the home as a rental that eventually transfers ownership. Here's how it works, how it compares to Murabaha, and what U.S. buyers should watch for.
- Diminishing Musharaka: A Brief Overview of Co-Ownership Home FinanceDiminishing Musharaka treats the home as a joint partnership where you gradually buy out the institution's share. Many scholars favor it — here's what U.S. buyers need to know.
- How U.S. Regulations Treat Islamic Home FinancingRESPA, Dodd-Frank, and state lending laws weren't written with Shariah in mind. Here's how Islamic finance providers navigate the regulatory landscape — and where gaps remain.
- The Complete Guide for First-Time Muslim Homebuyers in the U.S.A practical, step-by-step roadmap from saving the down payment to closing day, using Shariah-compliant financing in the American market.
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